On the transactions screen, you can also sort transactions by account or account type. You can also add transactions manually here if you don’t have one of your accounts connected but want to count its spending towards your budget. Otherwise you can’t split them, and sometimes the system gets glitchy with categories when transactions go from uncleared to cleared. Uncleared transactions will still show up, but I don’t bother to categorize them until they show up as cleared. The only caveat here is that you can’t split transactions until they actually clear. So that $50 Amazon order can be split $10 to my grocery budget, $20 to my kids’ budget, $10 to my pet budget, and $20 to my personal budget. Luckily, you can use Mint to split the transactions as many times as you like. If you’re like me, nearly every Amazon order goes to multiple budget categories. So I have to go to the transactions screen to assign them. Mint does a halfway decent job of categorizing basic transactions from obvious vendors.īut, for instance, my plethora of Amazon transactions all come in as “Shopping.” In actuality, some of these transactions fall into my grocery budget, others into my kids’ stuff budget, and still others into my personal budget. This screen is where you refresh your transactions from all of your accounts, and then categorize them accordingly. I don’t tend to spend much time here, but it’s a handy screen that gives you a good idea of where you stand with your money. This will include an overview of your account balances, any alerts or offers on the table, and an overview of your budget. Once you get set up, Mint will take you to an Overview screen. But it can take a while to plug in all of your banking and account information. It’s actually quite smooth with great prompts along the way. But that’s not because the process is laborious. When it’s all said and done, setting up with Mint can take a while. But for now, know that Mint offer a slick bill-paying service if you connect these accounts, too. Wait? Utilities companies? Why would you need to add those to a budgeting tool? We’ll talk about it more in a moment. But now, I can connect to all my bank accounts and credit cards, as well as most of my utilities companies. Several years ago when I first started using the tool, I wasn’t able to connect to some of my smaller bank accounts. The longer Mint is around, the more accounts and types of accounts it can connect with. It uses bank-level security and encryption to pull in your transaction data while keeping your information safe. Mint’s parent company, Intuit, has been keeping people’s financial data safe for years. But, honestly, the more accounts you link it to, the better.Īnd don’t worry. To make the most of the interface, it’s best to link at least to your primary checking account. When you set up your account, it will ask you if you want to link to your bank accounts. Pros and Cons of Universal Life Insurance.Refinancing a Mortgage And Your Credit Score.Student Loan Grace Periods Coming to an End.Best Websites For Finding Cheap Flights Online.Services You Can Get Now Online From Home.Best Home Phone Service Options by Price.4 Types of Retirement: Which Will You Choose?.Best Investment News Websites: Stock Investing News & Analysis.How Important Is It to Set Up Beneficiaries.Borrowing From and Lending to Friends and Family.Day to Day Finance with a Bad Credit Score.Excel Template: Income & Expense Report.Correct Way to Pay Off Debt: Debt Avalanche.What Happens If Your Bank Account Is Hacked?.Alternatives to High-Yield Savings Accounts.Current and Historical Bank Interest Rates.Why New Chip Credit Cards Won’t Reduce Fraud.
How to Best Handle Old Credit Card Accounts.Visa Black vs American Express Platinum vs Centurion.Citi Dividend Platinum Select Card $100 Cashback Bonus.Chase Sapphire Preferred Credit Card Review.